Recipe of the Month


7 Mistakes Financial Planners See When it Comes to Retirement

Posted By: | November 16th, 2016 | No Comments

Watching the sunset on the beach every day. Doing a cross-country road trip whenever you feel like it. Finally devoting time to that hobby you’ve been dreaming of turning into your full-time gig. If you’re like a lot of folks, one or all of these are something you want to do in retirement someday. And […]

10 financial habits you need to start today

Posted By: | August 2nd, 2016 | No Comments

August 2, 2016 by Tracie Fobes, GOBANKINGRATES 10 financial habits you need to start today   When you look at people who are financially fit, they all have several things in common. They know the value of money and have developed plans and habits that keep them in shape — financially speaking, of course. They […]

Auto Finance Scams

Posted By: | April 5th, 2016 | No Comments

So, you’re buying a car. You’ve made it past the tedious comparison shopping, you’ve finished the detail-oriented research and you’ve even endured the haggling with the salesperson. Your tongue probably tastes like that terrible coffee they use in every car dealership in America, the kids are probably getting cranky and it’s pretty likely you’re thinking […]

FOMO: Do You Live For Now Or For The Future?

Posted By: | February 16th, 2016 | No Comments

Do you suffer from FOMO? It’s a generational phenomenon, like absinthe was for the Greatest Generation. For those not in the know, FOMO is an acronym that stands for Fear Of Missing Out. It’s that sensation in the back of your mind that makes you go out even when you’re tired. It’s the reason you […]

Our 2016 Annual Meeting is almost here

Posted By: | January 15th, 2016 | No Comments

HMFCU will hold its annual meeting on Thursday February 11 at 5 PM at the E.B. Cape Center located at 4501 Leeland Street Houston, TX 77023. We are seeking nominations of qualified candidates to represent our membership and run for election to our Board of Directors. Submit your request along with a resume by January 29th to or HMFCU, ATTN. Nominating Committee, PO […]

Six Questions Your Auto Dealer Hopes You Can’t Answer

Posted By: | November 17th, 2015 | No Comments

Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. Let’s go through some of the more challenging parts […]

HMFCU awarded CDFI grant

Posted By: | October 23rd, 2015 | No Comments

Houston Metropolitan Federal Credit Union (HMFCU) has been awarded a grant by the U.S. Treasury Department, Community Development Financial Institutions (CDFI) Fund. HMFCU is a recognized CDFI with the mission of offering affordable financial products and services that meet the unique needs of economically underserved communities. “Access to affordable financial products and services is critical […]

International Credit Union Day 2015

Posted By: | October 15th, 2015 | No Comments

People Helping People The credit union movement began 160 years ago with a simple but radical idea. That with the help of your neighbors, you can improve your financial well-being. This idea spread across the world, and credit unions flourished, especially during times of economic hardship. During the Great Depression, scores of ordinary Americans—farmers, teachers, […]

Prepare Before You Shop to Get the Best Car Deal

Posted By: | May 29th, 2015 | No Comments

If getting a good deal is important to you, it’s critical to prepare for all aspects of a vehicle purchase before you even begin to shop. Otherwise you’re likely to pay too much.The first step in preparing is to figure out exactly what kind of vehicle you want. Ask yourself how big it needs to […]

Paying Yourself

Posted By: | April 27th, 2015 | No Comments

Paying Yourself First When There’s Nothing Left To Save You’ve read it a million times if you’ve read it once. Put money away. Save 10 percent of your income. Fund your 401(k) plan. Pay yourself first. Establish a nest-egg. Spend less than you earn. But what if you can’t? What if you simply don’t make […]